Equity Copilot

Navigate your employee equity with AI-powered insights and strategic planning.

App Mode
Toggle ON to use AI-powered risk assessment and allocation suggestions. When OFF, these sections will be hidden, and you can manually set your allocation. When "Immediate Cash Needs" is selected for horizon, AI features are disabled as allocation is set to 100% Cash.
1. Grant & Market Details
Enter the specifics of your stock grant and current market conditions.

Multiplier for options payoff in visualizer (e.g., 3 means 3 options vs 1 RSU).

2. Investment Horizon & Outlook
Define your investment timeline and your expectation for the stock's future price.
3. Fine-Tune
Adjust allocation. Total must be 100%.
34%
33%
33%
Total:100%
4. Potential Payoff Visualizer
This chart visualizes the potential total value of your grant at maturity across a range of possible future stock prices. It compares the outcomes for 100% Cash, 100% Stock (RSUs), 100% Options (adjusted by multiplier), and your current blended allocation. The X-axis shows potential stock prices at maturity, and the Y-axis shows the corresponding total grant value.
Enter all grant, market, multiplier, and expectation details (all positive values) to see the payoff diagram.
Important Disclaimer

The information and suggestions provided by the Equity Copilot are for illustrative and educational purposes only and should not be considered financial, investment, legal, or tax advice.

Stock grants, RSUs, and stock options involve risks, including the potential loss of value. Market conditions and company performance can significantly impact outcomes.

We strongly recommend that you consult with a qualified financial advisor, tax professional, or legal counsel before making any decisions regarding your stock grant allocation. Your personal financial situation, risk tolerance, and goals should be carefully considered.

By using this tool, you acknowledge that you understand these limitations and agree not to hold the providers of this tool liable for any decisions you make.